REFINANCE

 
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Improve your finances by raising your home value or consolidating debt.
Being creative with refinancing could build your future.

 
 
 
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Cash-out refinance: consolidate your debt or invest in more

Consolidate. Invest. Renovate. Tap into your home’s equity without getting stuck with a second mortgage or a variable-rate traditional HELOC. By cashing out on your equity, you can consolidate all your liabilities, remodel or update your current home, or invest in other properties.

 
 
 
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rate and term: lowering your mortgage payments

Stuck with a high interest rate or lengthy mortgage term? Maybe you’ve improved your credit or interest rates have come down. Dictate your own terms by refinancing your home with today’s rates. Save hundreds or shed years from your current mortgage.

 
 
 
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HELOC: Home equity line of credit

Don’t let equity go unused. Tap into the value of your property to get the funds you need to remodel, pay for your kid’s college, or start a business. HELOCs are an easy way to gain access to your equity without the requirements of a conventional refinance. Pay interest only for the funds used on your line of credit.